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Lending to help you reach your financial goals and make the most of life.
Apply successfully to enjoy rebates worth up to $16,000 for payroll customers or up to $8,000 for other customers. Plus, enjoy APR as low as 1.99%.
Apply successfully to enjoy HKD100 cash rebate. Get an introductory APR of 2.92%Footnote link 1 for the first 3 months, plus 50% rebate on 1st month's interest.
Flexible funding when you need it
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Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply -
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees -
Enjoy preferential financing rates as you pay for your electric vehicle.
Note
To borrow or not to borrow? Borrow only if you can repay!
- For the first 3 months' introductory interest rate period, interest rate is as low as 2.90% p.a. and Annualised Percentage Rate (APR) is as low as 2.92% for all approved credit limits. To be eligible for an introductory interest rate of 2.90% p.a. (Annualised Percentage Rate of 2.92%) for all approved credit limits of the Loan for the first 3 months (being the period from the date of Loan disbursement to the third statement date of the respective account), you must be our selected customer and do not hold or obtain any approved Revolving Credit Facility from us for the past 12 months immediately preceding your Loan approval date and you must submit a Loan application and obtain the approval of the Loan during the promotional period; and you must submit a Loan application and obtain the approval of the Loan during the promotional period. For interest rate (p.a.) following the first 3 months, APR and your applicable interest rate, please call our hotline 27488080 or log on to HSBC HK App. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.