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HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Enjoy extra rewards, great deals and flexible payment on local and mainland China spending

Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.

Welcome offers
  • Apply online to get up to $800 RewardCashFootnote link 1
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment PlanFootnote link 2
  • First 2-year annual fee waiver

Key benefits

Earn up to 4.4% RewardCash

Get up to 4.4% exclusive RewardCash rebate every time you make a purchase in Mainland China and Macau—learn more about earning extra rebates This link will open in a new window

Enjoy these exclusive benefits

Overseas and Mainland China spending rewards

Additional benefits you can enjoy

  • One card, dual currency
    Enjoy flexible payments in Hong Kong dollars and renminbi without worrying about exchange rate fluctuations.
  • Enjoy overseas medical, travel assist and concierge services (Assist Services)
    Need some help while you're abroad? We're just a call away. Our Assist Services This link will open in a new window—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service—are ready to lend a hand.
  • Foreign currency transaction fee waiver
    Save 1.95% in fees on every renminbi and Macau pataca transaction.
  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

Notes

  1. Welcome offer is subject to relevant promotional terms and conditions;
  2. New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.